Calm Money Coaching

Hi, I’m Michael, the founder of Quiet Minds Financial Coaching. I’m a personal finance major, blogger, and someone who’s lived through the stress, shame, and confusion that money problems can bring. I didn’t grow up in a home where we talked about money, and for a long time, I carried that lack of knowledge into adulthood.

A few years ago, I hit rock bottom financially, mentally, and emotionally. I was buried in debt, overwhelmed, verge of homelessness and had no idea where to start. But that moment became my turning point. I committed to learning everything I could about money, building better habits, and creating a system that actually worked — and it changed my life. I paid off majority of my debt, rebuilt my finances from scratch, and discovered a passion for helping others do the same.

Quiet Minds exists because I believe financial peace should be accessible, simple, and judgment free. I meet you where you are, help you get clear on your numbers, and guide you step-by-step toward stability, confidence, and long-term freedom.

If you’re feeling stuck, stressed, or unsure about your next move, trust me, I’ve been there. And I’m here to help you get to a place where your money finally makes sense and your mind feels quiet again.