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My name is Michael, I am the creator and author of Quiet Minds Financial Coaching. The content on QuietMindsFC.com is for informational and entertainment purposes only and should not be construed as professional financial advice. I am very passionate about finances, however, I am not a financial advisor or professional. The opinions expressed on Quiet Minds Financial Coaching are not intended to provide specific or professional advice for any individual or investment product. Should you need such advice, consult a licensed financial or tax advisor. You should not use Quiet Minds Financial Coaching to make financial decisions.